Pay is the next generation of cross-border payments.

Pay leverages a Global Settlement Network with local bank accounts in 162 countries, supporting 134 currencies. It enables companies to consolidate multiple payment providers into a single solution.

With one of the largest payment license footprints in the industry, Pay is regulated to the highest global banking standards, ensuring secure and compliant transactions across the globe.

Pay - Minimize Bank Charges and Increase Efficiency

Minimise bank charges and increase efficiency

Pay eliminates the inefficiencies and fees associated with traditional cross-border payments. By consolidating multiple payment providers, Pay significantly reduces both costs and time delays, ensuring faster payments and minimised bank charges for users.

Faster international payments

Pay offers invaluable trend analysis and precise financial forecasting. It provides real-time visibility into VAT obligations and compliance status through centralised dashboards, enabling better decision-making and financial management.

Pay - Faster international payments
Pay - Transparent tracking of each payment

Transparent tracking of each payment

Pay features groundbreaking integrated payments capability, facilitating timely cross-border tax office payments in local currencies. This ensures seamless transactions and removes the risk of late tax office payments.

Why Fintua

Fintua are reimagining what financial technology can achieve to help businesses thrive in a digital-first economy. 

Risk mitigation

Avoid multi-million penalties due to non-compliance with indirect-tax regulations.

ROI

VAT reclaim funds VAT compliance for many of our customers, reducing long-term technology costs.

One global supplier

VAT compliance, eInvoicing, VAT reclaim and global payments through a singular, self-contained platform.

Efficiency

Automate processes, reduce manual effort and allocate resources more effectively. 

Scanning

Cutting-edge security

Your data. Protected at every level.

At Fintua, security is never an afterthought – its foundational. All data in transit is encrypted using SSL certificates (TLS 1.2), safeguarding your confidential information from unauthorised access. We partner with trusted providers like Interxion and AWS to ensure enterprise-grade protection and compliance across every jurisdiction.

Disconnected
VAT payments

Seamless VAT and
payment automation

Process IntegrationManual, fragmented processes; tax and payment systems are disconnected, causing delays and reconciliation issuesIntegrated with VAT compliance, recovery and eInvoicing solutions, one platform for end-to-end tax payment workflow
Payment ExecutionPayments often require multiple bank intermediaries, causing delays (days instead of hours) and risking missed deadlines and penaltiesRapid, automated payments direct to tax offices worldwide; settlement in hours, not days
Cost of PaymentsHigh fees for cross-border payments due to multiple intermediaries; sender and receiver charges inflate compliance costsZero fees for major currencies; optimised FX rates for local currency payments
Visibility & ControlLimited or no real-time tracking; status updates are manual or delayed, making cash flow management and issue resolution difficultTransparent, real-time tracking of every payment; full visibility and control at every stage
Compliance & RiskPayment errors, delays, or missing information can lead to regulatory breaches, fines, and reputational damageAutomated scheduling, regulatory compliance built-in, and enterprise-grade security to reduce risk
ReconciliationManual reconciliation prone to errors; lack of integration with ERP/AP systems complicates financial reportingReal-time updates and automated reconciliation with ERP and AP systems
Currency ManagementManual FX handling, exposure to fluctuating rates, and lack of transparency in conversionsAccess to live exchange rates; lock in optimal rates at the time of payment
Audit Trail & ReportingPaper-based or fragmented digital records; difficult to produce audit-ready documentation and analyse payment trendsTamper-proof historic audit trail and central dashboard for trend analysis and audit readiness
ScalabilityDifficult to scale across new countries or tax offices; each jurisdiction adds complexity and riskEffortlessly scales to support global operations and multiple jurisdictions
Business ImpactHigh admin workload, increased risk of penalties, and unpredictable costs; compliance remains a resource drainStreamlined, automated payments free up resources, reduce costs, and strengthen global compliance

With Pay, businesses move from fragmented, manual, and high-risk tax payment processes to a unified, automated, and transparent solution-delivering faster payments, lower costs, and total control over global tax compliance.

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with the Fintua Knowledge Hub

Frequently Asked Questions

  • How is Pay different from traditional cross-border payment providers?

    Unlike traditional providers that rely on multiple intermediaries, Pay uses a proprietary Global Settlement Network with local bank accounts in 162 countries. This reduces fees, eliminates delays and ensures fast, compliant transactions—all managed through a single, integrated platform. With real-time tracking, advanced forecasting and built-in compliance features, Pay transforms payments from a cost center into a strategic advantage.

  • Is Pay compliant with local and international financial regulations?

    Yes. Pay operates with one of the largest payment license footprints in the industry and adheres to the highest global banking standards. This ensures your transactions are secure and compliant across all supported jurisdictions. Our platform also provides real-time visibility into VAT obligations and offers automated scheduling to reduce compliance risks.

  • What types of businesses benefit most from using Pay?

    Pay is ideal for globally operating businesses managing payments across multiple countries—especially those with complex VAT and tax compliance needs.

    Enterprises looking to reduce manual processing, eliminate payment errors and gain full visibility into cross-border transactions will see immediate ROI through cost savings, efficiency, and risk mitigation.

Maximise your potential with our full suite

VAT recovery solution

Integrated payments solution

eInvoicing solution